A FIRM BUILT ON THE BELIEF THAT EVERYONE DESERVES A YES
Legendary Mortgage was founded on a simple, powerful idea: The mortgage industry must be fair and flexible. Our journey began when our founder, Mike realized how many self-employed individuals and serious investors were being unfairly shut out of homeownership by rigid banks. We decided to create a solution. We built a system focused on understanding the whole financial picture of our clients, not just relying on a simple tax form. This is why we specialize in creative, Non-QM, and niche lending—to give you the answer you deserve.
A FIRM BUILT
ON THE BELIEF
THAT EVERYONE DESERVES A YES
Legendary Mortgage was founded on a simple, powerful idea: The mortgage industry must be fair and flexible. Our journey began when our founder, Mike realized how many self-employed individuals and serious investors were being unfairly shut out of homeownership by rigid banks. We decided to create a solution. We built a system focused on understanding the whole financial picture of our clients, not just relying on a simple tax form. This is why we specialize in creative, Non-QM, and niche lending—to give you the answer you deserve.
Our Journey
Building A Firm That
Believes In Your Ambition
Legendary Mortgage was born out of frustration with the status quo. Our founder, Michael Fitzpatrick , saw too many hard working individuals from self-employed small business owners to seasoned real estate investors being unfairly rejected by traditional banks. These banks relied on rigid W-2 forms and outdated rules. We decided to create a solution a lending partner focused on seeing the entire financial picture. We pioneered a flexible approach, specializing in niche products like Non-QM and DSCR loans, ensuring that non-traditional income or complex assets are seen as strengths, not obstacles. Our story is simple: We exist to guide the deserving towards homeownership when others close the door.
10+
Years of Experience
2,000+
Homes Financed
98%
Customer Satisfaction
$1B+
Total Loans Processed
Our Journey
Building A Firm That
Believes In Your Ambition
Legendary Mortgage was born out of frustration with the status quo. Our founder, Michael Fitzpatrick , saw too many hard working individuals from self-employed small business owners to seasoned real estate investors being unfairly rejected by traditional banks. These banks relied on rigid W-2 forms and outdated rules. We decided to create a solution a lending partner focused on seeing the entire financial picture. We pioneered a flexible approach, specializing in niche products like Non-QM and DSCR loans, ensuring that non-traditional income or complex assets are seen as strengths, not obstacles. Our story is simple: We exist to guide the deserving towards homeownership when others close the door.
10+
Years of Experience
2,000+
Homes Financed
98%
Customer Satisfaction
$1B+
Total Loans Processed
OUR GUIDING PRINCIPLES
WHAT SETS LEGENDARY MORTGAGE APART
Our mission is to empower families and investors with the flexible financing they need to achieve their goals. Every solution we craft, and every interaction we have, is backed by the unwavering values that guide our approach.
Client First Approach
Your unique needs are at the core of everything we do. We listen, understand the complexities of non-traditional income, and deliver tailored solutions that work for you, not the bank.
Integrity & Transparency
We believe in honest communication and clear explanations. You will find no hidden fees, no confusing jargon, and absolutely no surprises—just straightforward, dependable service.
Creative Flexibility
We are experts in Non-QM, DSCR, and niche lending. Where traditional lenders see roadblocks, we see possibilities. We use creative financing strategies to ensure deserving borrowers get a 'Yes'.
Expert Guidance
Our team of certified mortgage professionals brings decades of combined experience. We provide end-to-end guidance to simplify the complex mortgage process, making your journey fast, smooth, and confident.
OUR GUIDING PRINCIPLES
WHAT SETS LEGENDARY MORTGAGE APART
Our mission is to empower families and investors with the flexible financing they need to achieve their goals. Every solution we craft, and every interaction we have, is backed by the unwavering values that guide our approach.
Client First Approach
Your unique needs are at the core of everything we do. We listen, understand the complexities of non-traditional income, and deliver tailored solutions that work for you, not the bank.
Integrity & Transparency
We believe in honest communication and clear explanations. You will find no hidden fees, no confusing jargon, and absolutely no surprises—just straightforward, dependable service.
Creative Flexibility
We are experts in Non-QM, DSCR, and niche lending. Where traditional lenders see roadblocks, we see possibilities. We use creative financing strategies to ensure deserving borrowers get a 'Yes'.
Expert Guidance
Our team of certified mortgage professionals brings decades of combined experience. We provide end-to-end guidance to simplify the complex mortgage process, making your journey fast, smooth, and confident.
MEET YOUR LOCAL EXPERTS
Benjamin Ross
Loan Officer
NMLS# 1867905
Emily Reed
Junior Loan Officer
NMLS# 2395641
Daniel Dickson
Loan Officer
NMLS# 276025
Lindsay Benton
Loan Officer
NMLS# 2277912
Michael Fitzpatrick
Founder/MLO
NMLS# 1197757
Jenny King
Loan Officer
NMLS# 20130825
Angel Jimenz
Junior Loan Officer
NMLS# 2184633
Jenny Barrientos Sandoval
Junior Loan Officer
NMLS: 2804845
Shane Bauer
Loan Officer
NMLS# 2804845
© 2026 Legendary Mortgage, LLC is a registered trade name of Atlantic Coast Mortgage, LLC (“ACM”), and operates under the trade name “Legendary Finance Group“ in Kentucky, Illinois, and Maryland. Legendary Mortgage, LLC is a premier provider of mortgage consultation, financial research, and strategic property insights. We specialize in providing expert guidance to help clients navigate the complexity of the housing market through a purely consultative approach. All rights reserved. Consultative & Research Services provided by Legendary Mortgage, LLC Atlantic Coast Mortgage, LLC (“ACM”) | Equal Housing Lender | 4097 Monument Corner Drive, Ste: 600, Fairfax, VA 22030 Company NMLS ID #: 643114 (For licensing information, go to: https://www.nmlsconsumeraccess.org) | 866-311-8627